Coleman & Daniels provides personalized consultation regarding your pre-planning choices.
Pre-planning relieves your family of making many decisions about your funeral service during a stressful time. It allows your loved ones to be aware of your preferences regarding the type of service you would prefer.
Pre-planning also allows you to set aside funeral funds so that monetary considerations are not a concern at the time of arrangements. Many people ask about funeral funds and how it would affect their SSI/Medicaid eligibility. Funeral funds which are placed in an “irrevocable” interest-bearing secure account will not affect your SSI/Medicaid eligibility. Accounts which are deemed “irrevocable” cannot be used for anything else except funeral expenses. Surplus funds in these irrevocable accounts are returned to the County which has provided the Medicaid/SSI benefit. However if your account is a “revocable” account, you are entitled to withdraw the principal amount and the interest at any time.
Be sure to notify your next-of-kin or your attorney that a prearrangement has been prepared at the funeral home of your choice.
If you would like to discuss your prearrangement, please call us at (607)785-0411 and we will set up a time for you to come in and answer all your questions. A funeral director will guide you through this process.
Many people are now choosing this peace-of-mind option.
Many people plan for life events such as weddings and vacations well in advance, but many people do not plan for something that is certain to happen, their funeral. While most people do not want to think about their own mortality, the time to pre-plan your funeral is now. The primary advantages of pre-arranging your funeral is to relieve the burden on your loved ones in an already emotional time, and to ensure your funeral is carried out according to your wishes, eliminating the task of second-guessing what you would have wanted. Taking the time now to arrange your funeral is one less thing your loved ones will need to worry about once you’ve passed. Pre-planning and pre-paying your funeral is one of the most thoughtful gifts you can give to your family.
Pre-paying your funeral reduces stress and financial burden on your loved ones after your passing. We can co-ordinate a payment plans that suits your needs, from a single payment plan to monthly bank account withdrawals. By pre-paying your funeral you eliminate your family second guessing on if they have spent too much or too little on your funeral. Pre-payment also protects you and your family from inflation, and the growth is non-taxable. Depending on your region, if your funeral costs less than the amount you have put aside, those funds will be refunded back to your beneficiaries. For more information on what is applicable in your region, simply speak to your funeral director. Each year thousands of people decide to pre-plan and pre-pay their funeral, these plans are designed to be flexible and can accommodate the many changes that often occur in people’s lives.
What you can do in advance…
- Decide on Burial or Cremation and your casket or urn type.
- Pick what type of service you want (religious, military, non-traditional)
- Choose which funeral home to use.
- Designate your pallbearers, pick any music or readings you want at your service.
Benefits of Pre-Planning
- Between 70 and 75 decisions are made within the first 24-48 hours of death. It’s difficult to think rationally while making so many decisions within days of losing someone, pre-planning gives yourself, family and friends peace of mind. Pre-planning gives your loved ones direction of your wants and desires.
- It’s easy. Anyone can do it, and you can change your mind at any time.